Know your rights! Sign up now to check your eligibility for health insurance help

Not sure if should buy health insurance, or go bankrupt if I get sick.

You have until Dec. 15 to check your eligibility for health insurance subsidies.

Every fall, the federal government opens the enrollment period for individuals to buy health insurance. By going online to your state insurance site, such as my state’s HealthPlanFinder, or to HealthCare.gov, you can learn whether you are eligible for a subsidy to purchase health insurance for yourself or your family.

President Trump did not repeal the Affordable Care Act.

Despite what you may have heard, President Trump did not repeal the Affordable Care Act, also known as Obamacare. Only Congress can repeal a law, and it failed to do so last summer. However, Trump has made it difficult for individuals to benefit from the law. For example, he has shortened the enrollment period to just 45 days. The last day for enrollment is December 15.

I am one of millions of individuals who purchase health insurance on the open market. My employer does not offer a health plan for me, and I earn some of my income through free-lance work. I’m also a full-time student. Obamacare is a lifeline to me and many writers, artists, and other low-income individuals, who otherwise couldn’t afford or access quality health insurance.

It’s important that you sharpen your patience skills. The Trump Administration has slashed the support budget for the ACA. It’s possible your state may balance this with more support. However, be ready to spend extra time online or on the phone. It will be worth it, especially if you qualify for a tax subsidy that will reduce your premium cost.

According to the 1948 Universal Declaration of Human Rights, which the United States has signed, every person has a right to decent health care. In our country, this means you have the opportunity to purchase affordable health insurance, which protects you and your family from economic catastrophe if you get sick, and provides benefits that help you live a longer, more productive life.

Don’t wait. Enroll today!

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